Saturday 19th May 2012

Property Solutions Made Simple

Insurance Products

ConveySure

ConveySure is a comprehensive suite of residential and commercial legal indemnity and defective title insurance products for conveyancers. Fast and efficient with no more writing and faxing, it also gives you the security of being underwritten by a Great Lakes Reinsurnace (UK) PLC, which is a wholly owned subsidiary of Munich Re, the largest and most secure reinsurer.

Absence of Easement Insurance
Provides cover in respect of the absence of a legal easement to use the access and/or the services serving the property.
Absent Landlord Insurance
Provides cover in respect losses arising as a result of an absent landlord.
ChancelSure Commercial or Residential Insurance
The cost effective solution where a parish has been identified as having a continuing potential for Chancel Repair Liability.
Contingent Buildings Insurance
Provides cover in respect of the defective insurance provisions in the lease of the property.
Enforcement of Known or Unknown Rights of Way and/or Easements Insurance
Provides cover where the property is, or may be, subject to private rights of way and/or easements.
Enlargement of Lease Insurance
Provides cover where it cannot be proved that a deed of enlargement purporting to convert the title of the property to freehold is valid due to the absence of full particulars of the relevant lease.
Flat/Maisonette Indemnity Insurance
Provides cover in respect of leasehold repairing and maintenance covenants.
Flying and/or Creeping Freehold Insurance
Provides cover in respect of the absence or inadequacy of freehold repairing and maintenance covenants where all or part of the Property is built under or over adjoining premises.
Forfeiture of Lease (Bankruptcy/Insolvency) Mortgagee Insurance
Provides cover to a lender in respect of forfeiture of the lease as a result of the bankruptcy or insolvency of the lessee.
Forfeiture of Lease (Breach of Covenant) Mortgagee Insurance
Provides cover to a lender in respect of forfeiture of the lease as a result of breach, by the lessee, of any of the covenants in the lease.
Freehold Rent Charge Insurance
Provides cover where the property is, or may be, subject to one or more rent charges.
Good Leasehold Title Insurance
Provides cover where part or all of the property is registered with Good Leasehold Title or likely to be so registered due to the superior title not being satisfactorily deduced.
Insolvency Act Insurance
Provides cover in respect of the property being affected by action taken under the provisions of Sections 339-342 of the Insolvency Act 1986.
Lost Title Deeds Insurance
Provides cover in respect of some or all of the title deeds to all or part of the property having been lost, misplaced, stolen or destroyed.
Mineral Rights Insurance
Policy provides cover where the property is or may be subject to exceptions and/or reservations of mineral rights.
Missing Information (Registered Title) Insurance
Provides cover in respect of the matters referred to on the title of the property and of which full particulars cannot be ascertained.
Planning and/or Building Regulations Insurance
Provides cover where there is an absence of planning and/or building regulations approval in respect of the erection or conversion works or works carried out at the property.
Registered Possessory Title Insurance
Provides cover in the event that all or part of the property being registered with possessory title.
Residential Contaminated Land Insurance
Provides cover in the event of a remediation notice being served against the property in accordance with the Environmental Protection Act 1990 as specified in your Policy schedule.
Restrictive Covenant Insurance
Provides cover in respect of restrictive covenants that affect or may affect your property.
Right to Buy Insurance
Provides cover in respect of the absence of a deed of postponement where the property has been purchased at a discount from the local authority under Right to Buy legislation.
Search Insurance Residential and Commercial
Provides cover where any or all of a local authority, drainage and water, or mining search(es) has/have: (i) been requested but the results have not been received and this is holding the transaction up - search delay; (ii) been received but due to other delays in the transaction the search result are considered to be out of date - search validation; (iii) not been and will not be requested - no search required (purchase or remortgage cover depending on the transaction).
Unregistered Adverse Possession (Garden Land Only) Insurance
Provides cover due to the lack of documentary evidence of title to all or part of the garden land of the property.

© Northumbrian Water Ltd 2005